Healthy Options Insurance

Makayla Believes Life Insurance is like a flashlight

Did you know that 7 in 10 employed Americans would have trouble in a month or less if they couldn’t earn their paycheck? This is from new research Life Happens conducted called “What Do You Know About Disability Insurance?”.

That stat underscores how important disability insurance is and why each year in May, Life Happens coordinates Disability Insurance Awareness Month. 

Life insurance is a simple answer to a very difficult question: How will my family manage financially when I die? It’s a subject no one really wants to think about. But if someone depends on you financially, it’s one you cannot avoid.

What You Need to Know About Long Term Care Insurance

Chances are the day will come when you won’t be able to manage on your own. In fact, almost 70 percent of those over age 65 will require some form of long-term care during their lives.

Insurance to Ensure Quality of Life

Medicare Supplement

Medicare Supplement

Medicare Supplement plans can be purchased to help cover certain health care costs not covered by Original Medicare, like deductibles, premiums, and co-payments.

Medicare Advantage

Also called Medicare Part C, Medicare Advantage plans provide coverage through private insurance companies approved by Medicare. These companies provide all the benefits of Part A and Part B, with the exception of hospice care (that remains covered by Medicare Part A). These plans sometimes also include additional benefits, such as vision, dental, and/or prescription drug coverage.

Prescription Drug Plans

Medicare offers stand alone prescription drug coverage (Part D) for everyone with Medicare. To get Medicare drug coverage, you must join a plan run by an insurance company or other private company approved by Medicare. Each plan can vary in cost and drugs covered.

Life Insurance

Life Insurance and Financial Planning

There are two major types of Life Insurance, Term and Whole Life. Both types have multiple sub-types to meet individual needs.

Individual and Group Health

Individual and Group Health

Utilizing proper Health Insurance Products provides for better access to both preventative and unforeseeable medical treatment. The key is to regularly review your needs and have the proper Insurance Products available to meet them.

Individual and Group Accident and Disability

Your most important asset is not your home, your car, or other possessions. It’s your ability to earn a living. Accident and Disability Insurance provides an income to you and your family if you are unable to work because of injury or illness.


ARE YOU PREPARED?

ARE YOU READY FOR THE STORMS OF LIFE?

WILL YOUR QUALITY OF LIFE SURVIVE?

CALL (903) 904-0006

Schedule a no obligation consultation today!